Posts by The Digerati Premium

Lately, amidst the effects of record inflation, stock market declines, rising gas prices, and rising prices of EVERYTHING in general, it is starting to get scarier and scarier, harder and harder to log into my 401k retirement account and look at the massive heart-burning depletion that is taking place.    What Can I Do to…

As with most lessons we learn in life – be it the easy way, or the most often, hard way – it stands to reason that the absolute best advice would naturally come from those who have been there, done that, and/or are doing it, living it, Now! Right? The best advice you can get…

[Did you know that 1 in 3 Americans has saved $0 for Retirement?] Let’s face it, with company pensions practically extinct, this is not your father’s retirement landscape. Though aimed at Millennials, these tips will help Genration X’ers, Z’ers, and Millennials plan effectively for their future and/or soon-to-be Retirement. Saving for retirement is not an…

Are We Headed into (already in) an Inevitable Recession? With crystal clear indicators flashing our now record-shattering highest inflation rate of 8.6% in 40 years, NASDAQ’s losing 5% of its value on the index’s worst day of the year (May 5), the Dow suffering 4-digit losses, and the FED’s issuing of the biggest interest rate…

KEY TAKEAWAYS: When markets become volatile as retirement nears like NOW, it can put a damper on years of otherwise diligent retirement planning and create extra anxiety. As you get older, your portfolios should shift to more conservative investments that can weather bear markets, and the amount of cash on hand should also grow. Even…

Ahh, “Retirement”. The word itself can trigger either emotions of happy elations and delightful eagerness, or anxious worry and angst. Let’s set your mind at ease, and make sure that you are truly prepared for lasting Retirement. Don’t just hope that everything will work out somehow. Being proactive will go a long way toward making…